Keyword: health insurance
Capping the Sky (9/11/2007)
Death-postponing cancer drugs command high prices because of the third-party payment health insurance system.
Keywords: cancer drugs, co-payments, drug prices, health insurance, prescription drugs, price cap, price discrimination, third party payment
Health Risk is a Matter of Life and Death (6/22/2006)
Health insurance premiums tend to be high for individual policies because of adverse selection and moral hazard.
Keywords: adverse selection, auto insurance, coverage cap, deductible, defined benefit, defined contribution, health insurance, health savings account, moral hazard, policies, premiums, third-party payment
Insurance at Risk (11/10/2000)
Genetic test results on fatal diseases could lead to adverse selection of membership in life and health insurance if unfavorable results are concealed from insurers.
Keywords: adverse selection, asymmetric information, exclusion principle, genetic tests, health insurance, Huntington's disease, life insurance, premium, risk, risk pooling, uncertainty